Debt Payoff Calculator
See how fast you could be debt-free if you pay a little extra each month. It uses the "avalanche" approach: extra money goes to the highest interest rate first, so you pay less interest overall.
$12 one-time — yours to keep
Buy the Debt Payoff Calculator — $12Your debts
List each debt: what you owe, the interest rate (APR), and the minimum monthly payment. Tap the red ✕ to remove a row.
Keep it forever
What you're using above is the free demo — and it really works, right now, in your browser.
Buying the tool ($12, one-time) gets you the same calculator as a file you download and keep forever. It works offline, straight from your computer — no internet needed — and it's listed in your My HeyYou so you can grab it anytime.
Buy the keep-forever version — $12This is a simple planning tool, not financial, tax, or legal advice.
Your entries stay in your own browser — we never see them.